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Dealing with debt can be stressful, and is a common cause of worry. Increased cost of living and falling incomes means many people now struggle to meet living costs, as well as repay debts such as loans and credit cards.
There are lots of debt solutions available intended to ease money worries by helping to budget for living costs and deal with creditors. So be assured that if you are struggling, there are things that you can do to improve your financial situation.
Be aware that paying your debts at a slower pace than originally agreed with a lender will affect your credit rating and borrowing more could be difficult.